Terms of Service

Welcome to PennyStockEntrepreneur.com ("the Site"). By accessing or using this website, you agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use the Site.

1. Nature of the Site

PennyStockEntrepreneur.com provides free financial research tools, calculators, SEC filing data, educational content, and market information. The Site is designed as a research utility to help users perform their own investment analysis.

The Site does not provide investment advice, stock picks, trading signals, or personalized financial recommendations. All content is for educational and informational purposes only. See our Financial Disclaimer for complete details.

2. Acceptable Use

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the Site, its servers, or databases
• Use automated tools (scrapers, bots) to extract data from the Site at a rate that degrades service for other users
• Reproduce, redistribute, or republish Site content without attribution
• Use the Site to promote securities fraud, market manipulation, or any illegal trading activity
• Submit false information through any form on the Site

3. Accuracy of Information

The Site aggregates data from public sources including the SEC EDGAR database and third-party financial data providers. While we strive for accuracy, we make no warranties or representations regarding the completeness, accuracy, reliability, or timeliness of any information presented on the Site.

Financial data, including stock prices, trading volumes, insider filing details, and company information, may be delayed, incomplete, or contain errors. Always verify critical data directly with primary sources (SEC.gov, your broker, company investor relations) before making investment decisions.

4. Calculator and Tool Disclaimers

The calculators and tools on this Site (profit calculator, dilution calculator, cash runway calculator, stock screener) are mathematical utilities that perform calculations based on user-provided inputs. They do not constitute financial advice and should not be used as the sole basis for any investment decision.

Calculator results are estimates based on simplified models. Actual trading outcomes may differ due to market conditions, slippage, broker fees, tax implications, and other factors not captured by these tools.

5. Affiliate Relationships

The Site participates in affiliate programs with financial services companies. When you click certain links and open accounts or purchase services, we may receive compensation. This compensation does not influence the content, tools, or data presented on the Site. See our Affiliate Disclosure for complete details.

6. Newsletter and Email Communications

By subscribing to our newsletter, you consent to receive periodic emails containing market research, educational content, and tool updates. You may unsubscribe at any time using the unsubscribe link in any email. We will not sell or share your email address with third parties for marketing purposes.

7. Intellectual Property

The Site's design, code, original content, tools, and brand elements are the property of PennyStockEntrepreneur.com. SEC filing data and other government-sourced data are public domain. Third-party data is used under applicable terms and licenses.

You may link to the Site and share individual pages, provided you do not imply endorsement or misrepresent the source. You may not reproduce substantial portions of the Site's content or tools without written permission.

8. Limitation of Liability

To the maximum extent permitted by applicable law, PennyStockEntrepreneur.com, its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or inability to use the Site
• Any errors, inaccuracies, or omissions in the data or content
• Investment decisions made based on information found on the Site
• Any unauthorized access to or alteration of your data
• Any third-party content, products, or services accessed through links on the Site

You acknowledge that investing in penny stocks and small-cap securities carries substantial risk, including the potential for total loss of investment. The Site provides tools and data to assist your research — it does not reduce or eliminate investment risk.

9. Indemnification

You agree to indemnify and hold harmless PennyStockEntrepreneur.com and its owners from any claims, damages, losses, or expenses arising from your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

10. Third-Party Links

The Site contains links to third-party websites and services. We are not responsible for the content, privacy practices, or terms of service of any third-party sites. Clicking a link to a third-party site does not constitute an endorsement of that site or its services.

11. Modifications

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated revision date. Your continued use of the Site after changes are posted constitutes your acceptance of the modified Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Site shall be resolved in the courts of Dallas County, Texas.

13. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

14. Contact

Questions about these Terms may be directed to: legal@pennystockentrepreneur.com